Why choose a Financial Service Provider

Services offered by financial advisors vary from advisor to advisor, but advisors may provide any of the following:

• Investment advise. Financial advisors research different investment options and make sure your investment portfolio stays within your desired level of risk.
• Debt management. If you have outstanding debts, like credit card debt, student loans, car loans, or mortgages, financial advisors will work with you to chart a plan for repayment.
• Budgeting help. Financial advisors are experts in analysing where your money goes once it leaves your pay check. Advisors can help you craft budgets so you’re prepared to reach your financial goals.
• Insurance coverage. Financial advisors may examine your current policies to identify any gaps in coverage or recommend new types of policies, like disability insurance or long-term care coverage, depending on your financial situation.
• Tax planning. Tax planning involves strategizing ways to decrease the amount of taxes you may pay, like by large charitable donations or tax-loss harvesting. Keep in mind that not all financial planners are tax experts and that tax planning is different from tax preparing. You will probably still need a CPA or tax software to file your taxes.
• Retirement planning. Financial advisors can help you build funds for the ultimate long-term goal, retirement. And then, once you’re retired or nearing retirement, they can help ensure you’re able to keep your money safe.
• Estate planning. For those who wish to leave a legacy, financial advisors can help you transfer your wealth to the next generation, whether that’s family, friends, or charitable causes.
• College planning. If you hope to fund loved ones’ educations, financial advisors can craft a plan to help you save for their higher education.

Contact us today for more information on our services!